話你知6個成功由Commercial或 Corporate Banking轉投iBanks嘅方法
好多時同學成功入左Commercial Banking(CMB)或Corporate Banking做MT或Interns後,就以為自己嘅CV已經被定型🥶,無咩可能再跳升轉入投行!其實如果想由銀行跳入投行並唔係不可能任務,今日HKCareers就想同大家由CMB或Corporate Banking轉投iBank嘅方法,如果你都想自己嘅Career可以更進一步,咁就一定要睇同Like今日篇文啦!
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係入投行嘅方法尼講,好多同學只係知道做Summer Analyst,之後努力拎Return Offer!但如果你因為市場唔好或剛入大學時無及時早早開始做Career Planning而錯失左拎投行Summer Analyst Offer嘅機會,並唔代表你永遠都再無機會入返投行。不過要由CMB或Corporate Banking跳返入投行,就必須要留意以下幾點:
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🔴盡量選擇同投行工作內容同性質有關嘅部門!
1️⃣例子一:Debt Capital Market (DCM)
一般來說,要由CMB或Corp. Bank跳返入投行,最容易入嘅部門就一定係Debt Capital Market (DCM),因為近幾年CMB同Corp. Bank嘅業務除左以Loan Business為主外,亦會有好多Deals係同DCM一齊合作去做發債,咁係因為借錢同發債嘅搵錢概念係相近嘅:
▶️借錢係銀行借錢俾個客
▶️發債就係銀行幫公司客戶issue bonds俾投資者去購買,等客戶可以籌集資金
所以兩者都係借錢,分別只在於係由銀行借出定投資者透過買Bonds去借出資金。
所以期間需要用到嘅Skillsets,如做分析Analysis係比較相近嘅,因此由CMB或Corp. Bank轉投DCM嘅成功率會比較高,所以之前確實有同學由Global Corporate Banking轉左去做DCM!
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2️⃣例子二:Private Banking
CMB或Corp. Bank 嘅客戶分別係:
▶️CMB 一般會負責SME(中小企)及 Mid-Cap(中型企業)嘅客戶,例如小型食肆、Start Up或者細嘅上市公司(Turnover 約幾千萬至幾億)
▶️Corp. Bank主要會負責Mid-Cap(中型企業)至Large Corp(中大型上市公司)嘅客戶,例如: 謝瑞麟珠寶、六福、卓悅等公司
而好多時呢啲公司客嘅老闆,就會係Private Banking嘅目標客戶!所以如果你能夠同呢啲老闆打好關係,就實有助你轉投Private Banking。不過請記得做Private Banker亦好需要大家有Social同Relationship Building嘅能力!
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3️⃣例子三:Private Equity 或Venture Capital
咁係因為CMB或Corp. Bank都需要做Credit Proposal 或Analysis,其實同PE及VC要做公司分析、估值及行業分析等等有少少相似,所以亦會有人成功由CMB或Corp. Bank轉去PE及VC,不過比起係IBD直接轉係難啲。
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🔴如果想入嘅部門同投行無關咁可以點做?
好似S&T 或Asset Management嘅工作內容同CMB或Corp. Bank並無直接關係,如果同學想轉入去,如果同學想轉入去就可能要:
1️⃣蝕底啲降Grade照報返Analyst Program:如果本身係CMB或Corp. Bank已經做左1-2年,Title已經係AVP啦,而你又好堅定想轉返入投行,其中一個選擇可能就係降Grade,重新報返Analyst/Associate Program,不過呢點就好睇個人選擇啦
2️⃣跳入投行中後台先,再謀求機會轉返去前台:不過呢個方法並唔係最建議,一來轉入投行中後台做好可能要減下人工(不過如果同學只係做緊Intern,就當然唔怕,一定要報埋Middle and Bank Office!),而且由中後台轉去前台真係好講際遇,無話做左S&T嘅Supporting Role就一定可以轉返做S&T!
3️⃣讀Master再報返投行Associate Program
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不過除左工作內容同性質外,同學可能都會想像到你係CMB或Corp. Bank工作時如果能夠接觸到愈多愈大型嘅客戶,等自己嘅Exposure愈闊就會愈容易轉返去投行,所以如果你可以選擇take 咩Offer,銀行本身嘅Client Base都請列入考慮!如果你有同學都對Banking and Finance有興趣,咁就記得Share篇文,叫佢同你一齊Follow #hkcareers ,了解更多搵工秘技,做好Career Planning!#achievewithus #hkcareersPlanning #hkcareersiBank #HKCareersBanking
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